[Dataloss] Off-topic: TJX perspective
Al Mac Wheel
macwheel99 at wowway.com
Thu Dec 27 15:03:35 UTC 2007
"Did TJX do what was reasonable and appropriate at the time it did it?"
As they discovered they had various problems, did they take prudent steps,
that we should expect of any organization in same situation?
http://www.eweek.com/article2/0,1895,2240150,00.asp?kc=EWKNLRET122707FEA1
[...]
The core problem with the TJX cases is that the lawsuits wanted to accuse
TJX of something that is not illegal in any state. They wanted to hold the
retailer liable for not properly protecting consumer credit card data. But
there isn't anything on the books in any state or the federal government
that requires that. Some industry effortsmost notably the PCI DSS (Payment
Card Industry's Data Security Standard)seek to require it, but those
efforts have no muscle, other than the ability to deny a chain the right to
accept the cards for payment.
[..]
One of TJX's defenses has been that its security wasn't materially worse
than any other retailer of similar size. Sadly, it's a true point.
[..]
(I'm still waiting for an explanation of how intrusions continued to happen
for multiple years before they were detected.) But I am pointing out that
security investments are among the most difficult decisions and we need to
be careful before criticizing those decisions.
[..]
Bigger chunks of coal need to go to state legislators and the U.S. House
and Senate for failing to pass any laws protecting consumer data (although
Minnesota got quite close).
[..]
TJX theorizedcorrectlythat any breach wouldn't cause any impact on sales,
as consumers (protected by the card brands' zero-liability deals) would
stand by it. With that regrettable fact out there, it would have been
extremely difficult for TJX to have justified spending much more than it did.
-
Al Mac
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