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<div class=Section1>
<div>
<p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman";
color:#1F497D'>Hi Rob,<o:p></o:p></span></p>
<p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman";
color:#1F497D'>I believe companies are offering credit monitoring </span><span
style='mso-fareast-font-family:"Times New Roman"'> <span style='color:
#1F497D'>because they are concerned with lawsuits and public perception.<span
style='mso-spacerun:yes'> </span>Little do they know that credit
monitoring is a costly and less effective solution than one of the free
alternative, fraud alerts.<span style='mso-spacerun:yes'> </span>It’s
unfortunate that promotion of credit monitoring gives the false impression that
consumers are protected from identity theft if they pay for credit
monitoring.<span style='mso-spacerun:yes'> </span>I would much rather get
a phone call when someone is attempting to access my credit report (fraud
alerts) than to be notified electronically after it has been accessed.<span
style='mso-spacerun:yes'> </span>Plus the fraud alert is free.<span
style='mso-spacerun:yes'> </span><o:p></o:p></span></span></p>
<p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-bidi-font-family:"Times New Roman";color:#1F497D'>Regards,<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-bidi-font-family:"Times New Roman";color:#1F497D'>Craig<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:#1F497D;mso-no-proof:yes'>Craig Muller<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:#1F497D;mso-no-proof:yes'>VP Identity Services<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:#1F497D;mso-no-proof:yes'>714.417.9984<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:#1F497D;mso-no-proof:yes'>craig@freeidentityprotect.com<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:"Times New Roman";
color:#1F497D;mso-no-proof:yes'>www.freeidentityprotect.com<o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
mso-bidi-font-family:"Times New Roman";color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>----- Original Message ----- </span><span
style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>From: "Rob Shavell" <</span><span
style='mso-fareast-font-family:"Times New Roman"'><a
href="mailto:slvrspoon@gmail.com"><span style='font-size:10.0pt;font-family:
"Arial","sans-serif"'>slvrspoon@gmail.com</span></a></span><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"'>></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>To: <</span><span
style='mso-fareast-font-family:"Times New Roman"'><a
href="mailto:dataloss@attrition.org"><span style='font-size:10.0pt;font-family:
"Arial","sans-serif"'>dataloss@attrition.org</span></a></span><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"'>></span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>Sent: Wednesday, March 12, 2008 7:30
AM</span><span style='mso-fareast-font-family:"Times New Roman"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>Subject: Re: [Dataloss] A data
security breach legislation question</span><span style='mso-fareast-font-family:
"Times New Roman"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='mso-fareast-font-family:"Times New Roman"'><o:p> </o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>> hi all,<br>
> the question i have around US data breach notification legislation is
this:<br>
> <br>
> "why are we counting states?"<br>
> <br>
> if most legislation applies to affected record-holders if they are<br>
> residents and 95% of breaches already either happen in a state with a<br>
> law or include records of persons residing in such states, then...<br>
> hasn't this basically become a necessity?<br>
> <br>
> in other words, organizations had better just notify to be in compliance.<br>
> <br>
> following from this: what is the importance to an organization of<br>
> reading through particulars of state by state legislation when they<br>
> can just follow California, notify everyone, and be in compliance?<br>
> <br>
> bonus question: in your opinion, why are so many companies choosing to<br>
> include credit monitoring services for those affected? a) altruism
b)<br>
> just not that costly c) concern about downstream law-suits d) ?<br>
> <br>
> rgds,<br>
> rob<br>
> <br>
> <br>
> <br>
> <br>
> On 10/03/2008, Susan Orr <</span><span style='mso-fareast-font-family:
"Times New Roman"'><a href="mailto:susan@susanorrconsulting.com"><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'>susan@susanorrconsulting.com</span></a></span><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family:
"Times New Roman"'>> wrote:<br>
>> I was just looking at the various states the other day, and there are<br>
>> some differences - some exempt encrypted information, some
exclude<br>
>> financial institutions and others that are covered under other
existing<br>
>> federal and state laws like GLBA. One state I believe
exempts "state<br>
>> agencies" Oklahoma I think.<br>
>><br>
>> Didn't know it was up to 40, last I saw was 38. I'll have
to check it<br>
>> out, thanks.<br>
>><br>
>><br>
>> Rebecca Herold wrote:<br>
>> > Counting the District of Columbia, as of the end of October
it was 40; see<br>
>> > </span><span style='mso-fareast-font-family:"Times New Roman"'><a
href="http://www.privacyguidance.com/files/statebreachnotificationlaws10.19.07.pdf"><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'>http://www.privacyguidance.com/files/statebreachnotificationlaws10.19.07.pdf</span></a><br>
</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
mso-fareast-font-family:"Times New Roman"'>>> ><br>
>> > Best regards,<br>
>> ><br>
>> > Rebecca Herold<br>
>> > ----- Original Message -----<br style='mso-special-character:
line-break'>
<![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'>
<![endif]></span><o:p></o:p></p>
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<P><FONT SIZE=2>No virus found in this outgoing message.<BR>
Checked by AVG.<BR>
Version: 7.5.518 / Virus Database: 269.21.7/1325 - Release Date: 3/11/2008 1:41 PM<BR>
</FONT> </P>