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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Rodney – great information you shared – We have been
telling people this and most don’t believe until we show them it<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>In writing. I keep several copies of this book to give to people.
<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>If you are interested in learning more about the other types of
ID theft from a leading expert go to my website<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>And watch a short flash presentation <a
href="http://www.k-felten.com">www.k-felten.com</a> <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Katie<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>Katie Felten, CITRMS</span><span style='font-size:11.0pt;
font-family:"Arial","sans-serif";color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>Data Security & Privacy Specialist<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>Certified Identity Theft Risk Management Specialist</span><span
style='font-size:10.0pt;font-family:"Californian FB","serif";color:#1F497D'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Californian FB","serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><u><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#0070C0'>www.getsmartcomply.com </span></u><u><span style='font-size:
11.0pt;font-family:"Arial","sans-serif";color:#0070C0'><o:p></o:p></span></u></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>K Felten & Associates, LLC<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>N78W14573 Appleton Ave #297<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>Menomonee Falls, WI 53051<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>Direct 262-227-0772<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Californian FB","serif";
color:#1F497D'>Katie@k-felten.com<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> dataloss-bounces@attrition.org
[mailto:dataloss-bounces@attrition.org] <b>On Behalf Of </b>Rodney Wise<br>
<b>Sent:</b> Monday, April 16, 2007 11:11 AM<br>
<b>To:</b> DAIL, ANDY<br>
<b>Cc:</b> nepen; dataloss@attrition.org<br>
<b>Subject:</b> Re: [Dataloss] Something you should read if your business
processes credit cards<o:p></o:p></span></p>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<div>
<p class=MsoNormal>Check out a publication from the FTC called "Take
Charge Fighting Back Against Identity Theft. Page 19 states:<o:p></o:p></p>
</div>
<div>
<p class=MsoNormal> <o:p></o:p></p>
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<div>
<p><b><span style='font-family:"NewBaskervilleStd-Bold","serif";color:#C51230'>Credit
Cards<o:p></o:p></span></b></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>The Fair Credit
Billing Act establishes procedures for resolving billing errors<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>on your credit
card accounts, including fraudulent charges on your accounts.<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>The law also
limits your liability for unauthorized credit card charges to $50<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>per card. To
take advantage of the law's consumer protections, you <o:p></o:p></span></p>
<p class=MsoNormal><b><span style='font-family:"NewBaskervilleStd-Bold","serif"'>must</span></b><span
style='font-family:"NewBaskervilleStd-Roman","serif"'>:</span><span
style='font-size:10.0pt;font-family:"NewBaskervilleStd-Roman","serif"'> <o:p></o:p></span></p>
<p><span style='font-size:10.0pt;font-family:"NewBaskervilleStd-Roman","serif"'>•
<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-family:"NewBaskervilleStd-Roman","serif"'>write
to the creditor at the address given for "billing inquiries," NOT the
<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>address for
sending your payments. Include your name, address, account<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>number, and a
description of the billing error, including the amount and<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>date of the
error. A sample letter is on page 20.<o:p></o:p></span></p>
<p><span style='font-size:10.0pt;font-family:"NewBaskervilleStd-Roman","serif"'>•
<o:p></o:p></span></p>
<p class=MsoNormal><strong><span style='font-family:"NewBaskervilleStd-Roman","serif"'>send
your letter so that it reaches the creditor within 60 days after the first</span></strong><span
style='font-family:"NewBaskervilleStd-Roman","serif"'> <o:p></o:p></span></p>
<p><strong><span style='font-family:"NewBaskervilleStd-Roman","serif"'>bill
containing the error was mailed to you. If an identity thief changed the</span></strong><span
style='font-family:"NewBaskervilleStd-Roman","serif"'><o:p></o:p></span></p>
<p><strong><span style='font-family:"NewBaskervilleStd-Roman","serif"'>address
on your account and you didn't receive the bill, your dispute letter</span></strong><span
style='font-family:"NewBaskervilleStd-Roman","serif"'><o:p></o:p></span></p>
<p><strong><span style='font-family:"NewBaskervilleStd-Roman","serif"'>still
must reach the creditor within 60 days of when the creditor would have</span></strong><span
style='font-family:"NewBaskervilleStd-Roman","serif"'><o:p></o:p></span></p>
<p><strong><span style='font-family:"NewBaskervilleStd-Roman","serif"'>mailed
the bill.</span></strong><span style='font-family:"NewBaskervilleStd-Roman","serif"'>
This is one reason it's essential to keep track of your billing<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>statements, and
follow up quickly if your bills don't arrive on time.<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'> <o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>If someone opens
a new account in you name, changes your address so you never get the bill,
after 60 days you owe the bill and no matter what kind of insurance you get the
underwriters will not pay it because it is a valid debt. <o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'><a
href="http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf">http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.pdf</a><o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'> <o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'>Rodney Wise<o:p></o:p></span></p>
<p><span style='font-family:"NewBaskervilleStd-Roman","serif"'><a
href="http://pplrwise.blogspot.com">http://pplrwise.blogspot.com</a><o:p></o:p></span></p>
<p class=MsoNormal><br>
<br>
<o:p></o:p></p>
</div>
<div>
<p class=MsoNormal><span class=gmailquote>On 4/16/07, <b>DAIL, ANDY</b> <<a
href="mailto:ADAIL@sunocoinc.com">ADAIL@sunocoinc.com</a>> wrote:</span> <o:p></o:p></p>
<p class=MsoNormal><br>
Not really a breach story, but something all of us should check:<br>
<br>
<br>
<a
href="http://www.paulhastings.com/Backup/Client_Alerts/42992.PDF?wt.mc_ID=4299">http://www.paulhastings.com/Backup/Client_Alerts/42992.PDF?wt.mc_ID=4299</a><br>
2.pdf<br>
<br>
Andy Dail<br>
(918) 586-6160<br>
<br>
<br>
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Tracking more than 207 million compromised records in 620 incidents over 7
years.<o:p></o:p></p>
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<p class=MsoNormal><o:p> </o:p></p>
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